I'm nearly done dialing in this bike. I will want to go back and shorten the brake housing a bit once I dial in the stem height I want, and it needs fenders, mini-rack, saddlebag and lights; but otherwise it's darned close.
I have a first-generation Nitto mini-rack that will support a large saddlebag beautifully. My other choice is to run a full-sized rear rack and have the option of using panniers, but I sort of want an unencumbered road-esque bike for longer rides. (The likelihood of my doing a really big tour is pretty low anymore, anyway)
It's conceivable this thing could have fenders by tonight and be completely ready to roll tomorrow morning. Whoot!